Terms & Conditions
Last updated: January 1, 2025
1. Acceptance of Terms
By accessing and using the ChromeHart Capital website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
2. Description of Services
ChromeHart Capital provides merchant cash advance funding solutions, broker/ISO platform services, white label programs, and related financial services. Our services are designed for businesses and financial professionals operating in the merchant cash advance industry.
3. Not a Bank Disclosure
ChromeHart Capital is not a bank or depository institution. We are not licensed as a bank and do not provide traditional banking services. Merchant cash advances are not loans and should not be construed as such. Funding provided is based on the purchase of future receivables and is subject to the terms of individual merchant agreements.
4. Eligibility
To use our services, you must be at least 18 years of age and have the legal capacity to enter into binding contracts. For business services, you must be authorized to act on behalf of the business entity you represent. Eligibility for funding varies based on business performance, credit history, and other factors determined during underwriting.
5. No Legal or Tax Advice
The information provided on this website and through our services is for general informational purposes only. ChromeHart Capital does not provide legal, tax, or financial advice. We strongly recommend that you consult with qualified legal, tax, and financial professionals before making any business or financial decisions.
6. Application Process
Submitting an application through our website does not guarantee approval or funding. All applications are subject to review and underwriting. We reserve the right to request additional documentation, decline applications, or modify proposed terms based on our assessment of risk and eligibility factors.
7. Broker and ISO Relationships
Brokers and ISOs participating in our programs are independent contractors, not employees or agents of ChromeHart Capital. Any representations made by brokers or ISOs regarding our services must be accurate and comply with applicable laws and regulations. Compensation structures are subject to individual agreements.
8. Confidentiality
We treat all business and financial information submitted through our platform as confidential. Information sharing is limited to what is necessary for processing applications, providing services, and complying with legal requirements. See our Privacy Policy for more details.
9. Limitation of Liability
To the maximum extent permitted by law, ChromeHart Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or inability to use our services. Our total liability shall not exceed the amounts paid to us in connection with the specific transaction giving rise to the claim.
10. Modifications
ChromeHart Capital reserves the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to this website. Your continued use of our services after any modifications constitutes acceptance of the updated terms.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in New Jersey.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
ChromeHart Capital
101 Crawfords Corner Rd, Suite 4206
Holmdel, NJ 07733